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Trauma Insurance

Trauma cover is also referred to as 'critical illness' cover or 'recovery' insurance.

A serious illness can make it difficult or impossible for you to continue to work. If this happens, you will need to find a way to support yourself and your family. Trauma cover can provide a financial safety net for such events.


Trauma insurance provides cover if you are diagnosed with a specified illness or injury. These policies include the major illnesses or injuries that will make a significant impact on a person's life.


Trauma insurance pays a set amount. This can be used for things like:


  • Any private medical costs above your health insurance

  • An income stream if you stop working, but find out about income protectionfirst

  • The ongoing cost of any therapy and special transport costs

  • Adjustments to housing and lifestyle changes

  • Debt repayments

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